Contemporary Security Management by John J Fay

The main word to notice in the title of “Contemporary Security Management” by John J. Fay is the word management. This is a college type textbook for those in security management. Please take this into consideration if you are thinking this is either a book on security, or a popular type management book. It does not fit those categories. Therefore, if that is what you are looking for, you will need to look elsewhere. However, if you are studying to be employed in security management, are enrolled in a class that is using this text, or happen to want a college style textbook on the topic for self-study because you are employed in such a position, this is a very detailed and good book on the topic.Many large organizations, and now even smaller ones, have a security department. This text teaches security professionals how to operate an efficient security department and how to collaborate smoothly with other groups inside and outside their own organization. The book provides a comprehensive introduction to security and IT security management principles, which overlap with other management principles. So this is a management text aimed at the Chief Security Officer or others in positions in the security industry that aim for management.Like many college textbooks, each chapter starts with a brief section on what you will learn, and ends with review questions and references. There are ample side bars, check lists, and graphs throughout. The book’s four hundred and fifty pages are divided into twenty-five chapters. These include: Historical Roots, Organizing, Managing People, Leadership and Management Skills, Strategy, Budget Management, Managing Change, Making Decisions, Managing Risks, Managing Guard Operations, Managing Physical Security, Managing Access Control, Managing Investigations, Pre-Employment Screening, Emergency Management, Business Continuity, Managing Information Security, Substance Abuse, Executive Protection, Workplace Violence, Employee Awareness Program, Vulnerability Assessment, Security Program Design, Critical Infrastructures and Key Resources, and The Terrorist Threat. The book also contains an Index at the end.If you are not a professional actively working in such a position, needing guidance, or if you are not in a class where this book is required, you may find the reading a bit tedious, like many management text books. (I read quite a few getting my undergraduate degree in Business Administration with a management emphasis.) And a lot of the management principles, such as hiring people and dealing with budgets are universal, not just to security management, so don’t get this book thinking it is all about security.Bottom line, if you are in the security management field, or want to enter that field, this is a comprehensive textbook on the topic. There is a lot of useful information in this single volume, and it will be very valuable for those working in such management positions.

What to Watch Out For If You Decide to Finance at a Dealership

I am going to make this a simple article to read. I want you to be able to read this whole article and understand it before you make your next vehicle purchase.

Yeah, the economy isn’t the greatest right now. Yeah, nearly all industries are down on sales.

You see commercials on TV all the time talking about how now is the best time to buy a car. It is, BUT…..

You see, the auto industry is struggling. So of course, to get people to come in and purchase a car they need to advertise these “great” deals and show you how you can get their employee pricing! Sounds exciting, eh? Well if you walk in there with cash, maybe you are going to get a great deal. Actually, you probably are assuming you can negotiate a good deal.

But what if you are going in there without cash? Or without your own financing? Are you really going to get such a great deal? Well you may receive your dream car at employee pricing and they may promise you that its the best they can do on price.

Lets take a close look at their financing techniques.

Did you know that dealers really do shop for the best rate for you? Yeah, they do! However, they won’t give you that best rate! They shop for the best rate then give you a higher one. How? They are allowed to mark up your interest rate up to 2% higher than what they were quoted. That means that they are making profit off of the financing too. That can lead to you paying hundred to thousands more for your new car.

So think about this:

The car you are looking at costs $20,000.00 after manufacturer’s rebates. The dealership said they would take off an additional $1000.00 to get you to employee pricing. Sounds good, right? It is good. Now, you go to the financing office, they finance you at an 8% rate when you could have actually had a 6% rate. That will end up making you pay more, a lot more. They could have you paying a couple thousand dollars more in just interest! It makes that $1,000.00 discount look weak, doesn’t it?

The whole point here is to tell you that you need to be cautious when using dealer financing as if you know they aren’t making much from the car due to the incredible deal they gave you, they are going to make it up on the financing end of it.

Always negotiate interest rates. You wouldn’t ever take them up on their first offer on the price of the car would you? Nope. So treat the first offer on the interest rates the same too. A lot of dealers won’t even tell you what the rate is. Be sure to ask.

They have their own special programs through the car manufacturers to make up for lost profit. Don’t let them fool you. It is called dealer hold back. It is tough to negotiate into that.

The Wonderful World of Online Shopping

Online shopping is a very easy way to purchase products or different types of services via the internet. There are online catalogs and online shopping malls that allow you to sit in the comfort of your own home and shop for any goods that you need.

Benefits Of Shopping Online

1. You can browse several categories and find different items without having to leave the house

2. You can compare prices at many different online shopping malls

3. You can order as many items as you want to and not worry about carrying them to the car because they are shipped to you

4. The internet is available and open twenty four hours a day so you can shop whenever and for however long you please

5. There is no worry of standing in long lines and being in large crowds

Most online shops that are based in your country will have low shipping fees, but these fees will always apply. There may also be options for the type of shipping that can get your items to you within a day, up to two weeks.

The majority of online shopping sites follow the same pattern and guidelines. They are simple and easy steps, and help create a pleasant online shopping experience.

1. Select the category that you want to browse

2. Either choose a specific item within that category or select to view all

3. Once you find the product you want, you can add the item to your shopping cart

4. At the end you will be able to check out and continue shopping

Once all of your chosen items are in the shopping cart, there will be a total at the bottom with the amount of the sales tax. You will be allowed to remove things from your shopping cart as well as add more. Payment is usually done by debit or credit card with your information secured.

It is always a great idea to check for coupons that may be available at the online shopping malls. Make sure you check for the different prices of shipping and compare them with other places.

Online shopping is most popular around the holidays. If you do not want to be one in a crowd of people waiting in long lines, this is the most brilliant form of shopping. You can almost guarantee that prices online will be cheaper than the prices in the actual stores.

A lot of time, products are more commonly available online and not in the store. If this is the case, the online shopping mall will let you know that your certain product is only available for purchase online. Also, this shopping option allows you to save gas and time as well as the whole physical aspect of shopping!

Online shopping is fun for all ages, especially families with infants or small children, or families with elderly that cannot move around. You can shop at your convenience from within the comfort of your own home.

Royalty Universe is your convenient online shopping site that offers all information and assistance needed in the shopping process. Customers are able to give a feedback and email questions to the customer service.

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